20 CÂU HỎI
The amount of money that the lender lends to the borrower:
A. principle
B. principal
C. premium
When my friend needs a loan he offers the bank his house as……..:
A. debt
B. deposit
C. collateral
A small book that records a depositor’s deposits, withdrawals and interest payments by the bank:
A. Journal
B. Passbook
C. Ledger
I’m paying for my new car in 36 monthly …………..:
A. instalments
B. pieces
C. parts
In Japan, the US dollar is ……………………………….:
A. oreign money
B. strange money
C. a foreign currency
A depositor is ………….when he writes a check for more money than he has in his account:
A. overdrawn
B. debited
C. credited
What is the primary source of income for commercial banks?
A. Fees
B. Deposits
C. Loans
How easily a company can turn some of its assets into cash:
A. Efficiency
B. Solvency
C. Liquidity
You are never too young to start----------some money in a savings account:
A. Investing
B. Infusing
C. Interesting
The bank’s ………….lists assets and liabilities:
A. profit and loss statement
B. cash flow
C. balance sheet
Money received; in accounting, an entry made on the right side of an account:
A. debit
B. credit
C. balance
The financial institution is as an intermediary since………..:
A. it gets deposits from customers and then it provides loans to customers
B. it operates between the buyers and the sellers
C. it takes capital from its reserve and offers to its creditors.
It may seem a long way into the future but in the end you will get some----------- from your investment:
A. Produce
B. Price
C. Benefit
Each business hopes to make a………….to satisfy the shareholders:
A. Share
B. Profit
C. Export
My husband would like to remodel the kitchen so I would like to……… $20,000 for a second mortgage on our house:
A. Lend
B. Deposi
C. Borrow
What is an overdraft?
A. A type of bank account
B. An agreed amount you can borrow when your account balance runs out
C. A check returned unpaid
The accounting value of a company ( assets minus liabilities):
A. Net profit
B. Net worth
C. Net sales
We are thinking of buying a house and we would like to talk to a………:
A. Borrowing guy
B. Checking supervisor
C. Loan officer
What role does the board of directors of a bank play?
A. Make loans
B. Make deposits
C. Oversee bank activities
Regular bank statements will be sent to you by post, listing recent………..:
A. payments
B. events
C. transactions
