20 CÂU HỎI
Banks make their profits from the difference between the interest rate charged to borrowers and that paid to depositors, also known as …..:
A. mistake
B. margin
C. range
The central bank is ………….to the commercial banks which are meeting the liquidity problem:
A. the commercial lender
B. the lender of last resort
C. the corporate lender
An organized market for the issue of new securities and the exchange of secondhand ones:
A. stock exchange
B. foreign exchange
C. commodity exchange
The amount of money made from an investment is its………….:
A. rate of return
B. rate of interest
C. rate of exchange
All the money received by a person or a company is known as …………….:
A. aid
B. income
C. wages
Money paid by the government or a company to a retired person is a …………….:
A. pension
B. rebate
C. subsidy
The money needed to start a company is called……………………………….:
A. aid
B. capital
C. debt
Money given to developing countries by richer ones is known as ……………:
A. debt
B. aid
C. subsidy
A type of deposit account which pays a favorable rate of interest:
A. Savings account
B. Checking acount
C. Transaction account
Which of the following best describes the bank system?
A. Regulated and unsafe
B. Regulated and safe
C. Unregulated and safe
If ever you find you have an unexpected expense, you can always………..some money from your current account:
A. extract
B. withdraw
C. exit
Income a bank derives from loans and investment securities:
A. non-interest income
B. interest income
C. net income
Banking services offered to large companies:
A. consumer banking
B. retail banking
C. corporate banking
Two or more customers may apply for a ……………………..:
A. two-person account
B. joint account
C. together account
Debt which will not be paid and which has to be written off in the accounts book:
A. Bad debt
B. Critical debt
C. Doubtful debt
Not yet paid or completed:
A. Outstanding
B. Outright
C. Outgoing
Loan which is guaranteed by the borrower giving assets as security:
A. Secured loan
B. Securities loan
C. Securitized loan
Members of a board of directors who are not full-time managers of the company:
A. Directors
B. Non-executive directors
C. Executice directors
Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:
A. Comprehensive balance sheet
B. Consolidated balance sheet
C. Common balance sheet
Assets used by a company in its ordinary works ( such as cash, materials, finished products, monies owed by customers ):
A. Fixed assets
B. Current assets
C. Liquid assets